As a frequent shopper, you know that the best deals can sometimes be hard to come by. Fortunately, this time you’re in luck! With a Visa gift card, you can enjoy a hefty 20% discount on your next purchase. Whether you’re looking for clothes, electronics, or something else entirely, this offer is sure to make your shopping experience even more enjoyable. So go ahead and treat yourself – you deserve it!
What is the Visa Gift Card?
The Visa Gift Card is a prepaid card that can be used anywhere Visa is accepted.
How can I get % off my next purchase with the Visa Gift Card?
Simply use your Visa Gift Card to make a purchase and the discount will be automatically applied.
Is there a limit to how much I can save with this offer?
Yes, the maximum discount you can receive is $50.
How long is this offer valid for?
This offer is valid for a limited time only, so be sure to take advantage of it soon!
In conclusion, using a Visa gift card to make your next purchase comes with numerous benefits. Users can enjoy a 20% discount on their purchase, which translates to significant savings. Additionally, the Visa gift card is widely accepted, making it convenient for users to make payments anywhere. Moreover, the card is secure and eliminates the need to carry cash, ensuring that users can shop with peace of mind. Overall, using a Visa gift card is an excellent way to maximize your shopping experience and save money.
On the card holder jacket there was a notice that read No fees after purchase. My son and daughter-in-law used the card at a restaurant. The server told them that Visa gift cards take about 20 percent off the top but had no other explanation. My question is Where did that 20 percent go? The holidays are coming, and gift-giving is on peoples minds. Dear Carol Yikes. The business, understandably, wants to make sure the card has enough to allow for a tip. Many of these merchants use processing systems that will pre-authorize an extra 20 percent above the amount of the bill. Thats the tip tolerance. If theres enough cash to pay the bill plus 20 percent, the transaction proceeds. Once the final amount is figured out maybe the consumer only wanted to tip 15 percent, or maybe he or she decided to tip in cash that exact amount of money is deducted from the card. If the preauthorized 20 percent tip wasnt used, the money would eventually go back on the card when the transaction clears. So its too bad they were told the card was used up, which is why they left it at the restaurant. Weve heard of other cases in which embarrassed diners had their credit card gift cards rejected because they were too close to the limit. In most cases, consumers can avoid this tip-tolerance rejection by telling the server ahead of time that they plan to tip in cash. For bigger transactions, its worth noting that some merchants wont let you split a transaction between a gift card and a credit card. In that case, youll have to charge the whole thing and use the gift card for something else. Consumers with credit card-branded gift cards should go inside and have the cashier only authorize the exact amount they wish to pump. Bottom line Though they look like credit cards, these gift cards behave differently. To avoid an awkward situation, know your gift card balance and talk to an employee or manager before presenting it for payment. Got a consumer problem? Click here to submit your problem online. Letters are edited for length and clarity. Well notify you here with news about. Turn on desktop notifications for breaking stories about interest? Comments 0. Top Stories. Ahmaud Arbery killers get life in prison sentence Jan 07, PM. Bride murdered 2 days before wedding reveals grooms secret double life Jan 07, AM. ABC News Live.
JavaScript seems to be disabled in your browser. For the best experience on our site, be sure to turn on Javascript in your browser. Gift cards are the 1 consumer and business gift. These cards are very flexible for the recipient but have some drawbacks to gifting them. According to the Incentive Gift Card Council IGCC , an open-loop card or prepaid card is purchased with a set denomination that can be redeemed at any merchant that accepts the credit platform such as Visa, Mastercard, American Express, and Discover. These cards can be debit or credit cards depending on the product and issuer of the card. They give the recipient an incredible amount of flexibility to buy whatever they would like, from any store that accepts Visa or other prepaid cards. You can buy plastic or digital prepaid cards. If you have someone you want to send a gift to immediately, you can easily send a digital prepaid card and the recipient will have it in minutes. All of this equals a great gift. The things you need to take into consideration when buying a Visa prepaid gift card as a gift are the. A prepaid Visa activation fee is a fee that is charged to the buyer of the prepaid card to put value onto the card. It occurs when you first purchase the card. Not all cards charge an activation fee but many of them do. The Monthly Fee is a recurring fee you pay each month for having the card. Not all cards charge this so look for information about the fee when choosing a card. Every 90 days it is unused, you will continue to be charged a fee. Many of the prepaid gift cards are debit cards. What exactly does this mean? Or, they can decide to use their debit card as they would a credit card and sign for the purchase. Either way, you will be assessed a small bank fee. Some prepaid cards have expiration dates and are only good for three to 12 months. Others expire out after monthly fees deplete the balance to zero. Make sure to understand this. There are horror stories about people collecting them for a big trip only to have little to no value on the cards. When the card has not been registered you might get declined at the point-of-sale. To correct this, you simply need to register the card with the issuer. Most of them have a website to do so. There are so many gift cards to choose from, hopefully, this gives you a better understanding of the differences between prepaid gift cards Visa, Mastercard, Discover and branded closed-loop gift cards such as the ones you can purchase on Buygiftcards. January 28, Gift Cards. What are Visa prepaid gift cards?
