Home insurance is an essential part of protecting your property and possessions against unexpected events. However, many homeowners only consider it as a means to save money through discount codes. The truth is, there are many more benefits to home insurance that go beyond the financial aspect. In this article, we’ll explore some of the key advantages of having a good home insurance policy and how it can provide peace of mind and protection for your home and family.
What is home insurance and what does it cover?
Home insurance is a type of insurance that protects your home and its contents against unforeseen events such as theft, fire, and natural disasters.
How does home insurance benefit homeowners?
Home insurance offers financial protection to homeowners in case of unexpected events.
What types of home insurance policies are available?
There are several types of home insurance policies available, including standard coverage, which covers damages to your home and its contents, and liability coverage, which protects you from legal claims made against you by others.
How can homeowners save money on home insurance?
Homeowners can save money on home insurance by shopping around for the best rates, bundling their home and auto insurance policies, and taking advantage of discounts offered by their insurance provider.
Do I need home insurance if I rent my home?
While you may not own your home, it’s still important to have renters’ insurance to protect your belongings and provide liability coverage in case of accidents.
Home insurance provides peace of mind to homeowners by protecting their property against unforeseen events such as natural disasters, theft, or accidents. It also covers liability in case of injuries to guests on the property. Moreover, many insurance providers offer additional benefits such as emergency assistance, legal advice, and personalized support. While discount codes may be an added incentive, the real value of home insurance lies in the protection and support it provides during times of crisis.
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This website uses cookies to help enhance your user experience. By using Smart Money People, you agree to our privacy policy. How quickly did you get the policy documents? You can tell us about it by writing your own review below. Avoid at all costs. Terrible Customer service. Hours on the phone waiting to speak to someone. Not actually sure what More Than insure as Ive had 2 claims over the last 3 years and have had to pay the majority of the bill on both occasions – oh and obviously the insurance premiums go up to Read more. Not actually sure what More Than insure as Ive had 2 claims over the last 3 years and have had to pay the majority of the bill on both occasions – oh and obviously the insurance premiums go up to. In one instance we had water damage on a bedroom ceiling caused by a leak in toilet above it. I will not be renewing as it is a literal waste of money. I made my first call for an emergency plumber at around 7. I explained there was a hole near my boiler which I explained there was a hole near my boiler which was leaking water and had bored through the ceiling. I called back at twice at 4. At 7pm I called again and was advised someone would come very soon. At 10pm no action had been taken. I called again to explain the situation was only worsening, I didnt know whether I could use my boiler so was very cold in my house and we had had to switch off the water tap hours ago to prevent the dripping. There is now water damage on my ceiling. Apparently every time your trades people were contacted it was reported to me that they were unreachable and going to voicemail with no back up plan or alternative source of traders, leaving me no choice, but to call an independent tradesman as the problem was urgent and worsening. I think in a big city like Manchester, having only one source of tradespeople is not good enough and ultimately led to a complete lack of service, despite me having paid for my insurance. After 1 hour on hold with no updates and at a quarter last midnight I gave up and hung up. I think the above is very unacceptable I was unable to leave the property all day, had to cancel work meetings to be on hold to try and sort the situation out. I was unable to have a shower or flush the toilet. I had to call 6 times in one day, several times being placed on hold with no updates for 35 minutes at a time on at least 3 calls and in the end there was ultimately no service in an emergency situation and I had to sort it out myself. I was advised on the final 10pm call that it was extremely unlikely that a plumber would attend my property until the next day. This is my first ever call out with More Than and I am incredibly disappointed. Despite Morethan and their advent BV Solutions agreement of water damage claim to bathroom and kitchen in August they have completely ignored the claim still fighting them through ombudsman 31 January disgraceful avoid at all cost. They made it easy made me feel at ease and not to worry. Luckily I did not need to make a claim and I moved on to another provider. The whole experience was stressful and upsetting! Definitely a company to avoid! I have just found that there is a blocked drain at my home, the main outlet to the public sewer, with raw sewage gathering in the garden. The local water board were very helpful and tried to clear it at no charge but, because the blockage is on my The local water board were very helpful and tried to clear it at no charge but, because the blockage is on my property, could do no more.
